Skip to main content
Close

Before you go

You are leaving Flagstar.com

Continue

Home Buying and Refinancing

Get to know the ins and outs of purchasing a home or refinancing your current one.

Other topics:

|

|

Featured articles

Home buying and refinancing can seem complicated, with lots of decisions and steps involved. We help break it down for you with checklists, tips, and more below.

Image of a woman smiling while getting ready to move in to a new home
Getting ready to buy your first home

Buying a home is a big deal! Follow these tips to get started, stay organized, and set yourself up for success.
Image of family walking on sidewalk on sunny day
Homebuying how-to: Picking your perfect neighborhood

Every family is different, so it’s important you find a place where everyone can thrive.
A person sits on a couch writing something on a piece of paper with a calculator nearby
6 Questions to Ask Your Home Loan Advisor

Before you close on your new home, we'll work together to answer these essential questions.

Explore more articles

Image of two people in kitchen using computer and looking at document
3 Mistakes First-Time Homebuyers Make
Image of two people in kitchen cooking together and smiling

Buying Your First Home as a Couple
Image of two people laughing in an office setting drinking coffee

Mortgage Down Payment with Gift Letters
Person packing a box

Moving Checklist and Tips
Two people walking up the stairs carrying overflowing boxes

Buying a Home as an Unmarried Couple
Two kids running in the back yard with capes on

Your Homebuying Wish List
Two people sitting, smiling and looking at a computer

What is a Cash-Out Refinance Mortgage?

Calculators

Get the answers you need to important homebuying questions with our selection of easy-to-use home loan calculators.

An icon of a house with calculator symbols in front of it, including the plus, minus, multiplication, and equal signs

Monthly Mortgage Payment Calculator

Discover what makes up your payment and what fits into your budget.
An icon of a house with calculator symbols in front of it, including the plus, minus, multiplication, and equal signs

Mortgage Affordability Calculator

Before you start shopping, learn how much house you can afford. 

15 vs. 30 Year Mortgage Calculator

Should I get a mortgage for 15 or 30 years?

Adjustable Rate Mortgage Calculator

How much will my adjustable rate payments be?
Icon of a calculator

Home Loan Refinance Calculator

Let's crunch some numbers to see if now is a good time to refinance.

Mortgage Closing Cost Calculator

What will my closing costs be?
An icon of a house with calculator symbols in front of it, including the plus, minus, multiplication, and equal signs

Mortgage Down Payment Calculator

Find out how different down payments affect the cost of your home loan.

Mortgage Loan Estimator

How much can I borrow?
A checkmark inside a circle with calculator symbols in front of it, including the plus, minus, multiplication, and equal signs

Mortgage Payoff Calculator

Want to pay off your loan early? Find out how much to add to your payment to meet your target date.
An icon of a calculator

Debt-to-Income Calculator

Lenders use this ratio to see if you can afford a mortgage payment. Calculate your DTI here.

Are you looking for a different topic?

Icon of a mobile phone with an alert symbol

Protecting your finances
Icon of money symbol with arrow going up

Budgeting and saving
Icon of check mark with calculator

Borrowing and debt reduction